they file false reports on your credit history if your check your report often you will catch them if you dont it could go on for years has happened to many people I had drive refinance my loan they called me an made an offer which excepted but they never did any thing they said just put my account in delinquency took my payments month after month even though i made my payments on time they always showed me 30 days late it looks horrible on yourreport when you try to buy something they knew they were ruining my credit without me even knowing every month i would call in my payment they would say everything is fine stay away from drive finance iI hear other banks do this

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